.... next few paragraphs. In the way that a 401(k) stock matching plan is set up; timing is everything. In a basic 401(k) plan employees put forth a set amount of dollars (usually pre-determined personally by the employee) before taxes are withheld This portion of the employee's paycheck is put toward his or her retirement. What some companies prefer to do in order to make the 401(k) plan more attractive for employees, is to match each employee's investment in the plan by a certain percent. Here is where the problem comes in. Though some companies match contributors either with cash or with a direct credit to the plan, other companies match with corporate s .....

.... should have (Behrens and Rosen, 1997, pp. 768-770). Due to a more informed and conscientous society, nearly 75% of all American corporations have implemented a corporate code of ethics (Cavanaugh, 1997, pp. 796-811). A company in today’s high tech world that is deciding whether or not to be socially ethical needs to consider the following: the cost of being ethical, conflicts between goals and values, and the models of ethical decision making as companies encounter increasing pressure from the public to be socially accountable for their actions. During the dawn of the new public awareness of social responsibility economist Milton Freidman (1997 .....

.... p. 29.) It has six billion dollars, in terms of capitalization in North America, was the third largest bank by 1859. (Canadian Banks And Global Competitiveness, p.36.) "The bank served as Canada’s central bank until 1935." (http://www.bmo.com) In 1917, the general manager of the bank, Sir Frederick William-Taylor, knew that a group of British businessmen were interested in buying the Bank of British North America (BBNA). (Canadian Banker, Vol. 103, No.1, January, 1996. p.24.) gave jobs to the Bank of British North America with five hundred employees as part of the deal, because he persuaded the reluctant federal government to approve the merge .....

.... period of floods. When the land had finally drained, people came down from the hills where had taken refuge, only to discover that all the plants had been destroyed and there was little to eat. Due to hunting, animals become scarce. On a particular day, the people say a dog coming across a field, and hanging on the dog’s tail were bunches of long yellow seeds. The people then planted the seeds and rice eventually grew. The origins of rice have been a major debate for some period of time now. The earliest settlements of those persons responsible for domestication were in areas offering a wide range of plant and animal associations within a limit geogra .....

.... not only very slow, but it was very expensive. This is the primary reason so many early innovators went out of business and the other ones were not profitable enough to expand their business. Henry Ford changed that when he introduced the assembly line. This both increased production speed and decreased cost. This idea of mass production revolutionized the automobile industry. Soon all of the top auto producers would have a assembly line of their own. The lower costs and faster delivery meant a lower price, and the average family could afford and get one. Ford's Model T soon became the most popular car of the time (Chandler 15). The Great Depressi .....

.... to follow their heads and develop products that they want to develop. Sony has had success operating this way. An example is the Sony Walkman. Sony captured the market with this overnight success and enjoyed market dominance for years. The problem in operating this was is the cost of investments in products that don’t work. Sony is willing to write off these investments and feels that its success in products that do work far exceeds poor investments. This may work well in a market with minimal competition, but Sony is not in such a market. Consumer electronics is becoming increasingly competitive and cost driven. Companies must have a balance of cre .....

.... have aspirations of the business growing, at the present time, his main concern would be keeping the business afloat. Another small business may stay small due to the preference of the manager/owner, for example a corner newsagent's shop may remain a small retail business as the owner is making a profit from the business that he finds acceptable, and does not want the hassle of either expanding his current business, setting up new shops, or taking over another business. The size of a business does however depend a great deal on the market which it is in. For example a business which makes specialist goods, or caters to only a very small number of people, wi .....

.... the flow of money out of our economy and into a foreign economy. Another reason why an increasing current account deficit is considered a bad thing is because it affects the exchange rate, as a reduction in the Australian dollar restricts the things we import. b) What are the main reasons for Australia experiencing a sustained CAD? Australia is experiencing a sustained current account deficit for many reasons. These reasons include: high interest rates, worsening terms of trade, high consumer spending and less saving, inflation, variations of the exchange rate, freight and tourism and international competitiveness. The first reason is the fact that intere .....