.... are pushing the credit card to consumers in an effort to make money on the interest rates and various fees that can be charged. Since the early 1990's, banks have upped the credit limit on customer's cards by more than a third, and sent out another three billion offers in 1997 alone (Dollars and Sense). The new targets for these credit card companies are the low-income household families. While only 20% of poor families had a credit card in 1983, 40% did in 1995. Their balances were higher than ever, exceeding $1,300 on average in 1995, up $700 from 1983. The reason these credit card companies are focusing on the low-income people is that once they are in .....

.... more than data-driven representations, of the worth in monetary terms, of what the suppliers are going to could do for its customers. I have been talking about values, but what they are and what values are in business is what I'm going to explain right now. In business market values are the worth in monetary form of the technical, economic, service and social benefits any customer receives in exchange for the price it pays for a market offering. An example of value in monetary term is dollars per unit, guilders per liter, or kroner per hour. On the other hand, benefits are no more than in which any costs a customer incurs in obtaining the desire benefits, ex .....

.... employee buy outs and share issues. In Africa, many governments have embraced the idea of privatization, brought to the fore mainly as a part of the adjustment and stabilization programs of the mid-eighties and the nineties. Privatization now frequently features in government policy statements and in conditionalities from donors. The past decade has also seen the World Bank and other donors get increasingly involved in lending operations towards parastatal sector reforms that included privatization components. African countries share a number of common features in relation to the drive towards privatization. For most of these countries, the first tw .....

.... other countries. Some so contaminated that they can't even drink their water. We are famous for our trees that stand tall at each and every corner of our country. The beautiful Evergreen, Pine, Fir, and Maple are part of the foundation of Canadian history. The richness of our soil, adequate watering from the great rivers, and the paramount of our mountains attract thousands of tourists to visit our country each year. As a Canadian, I personally take pride in all those little things that make up our country. One of the most vivid and memorable memory of this, was my 15th birthday. A day that I spent watching the sunset at Stanley Park. Endless miles of pu .....

.... in Hell gradually became a common comic strip in many free weeklies and college newspapers across the country. It even developed a cult status. (Varhola, 1) Life in Hell drew the attention of James L. Brooks, producer of works such as Taxi, The Mary Tyler Moore Show, and Terms of Endearment. Brooks originally wanted Groening to make an animated pilot of Life in Hell. Groening chose not to do so in fear of loosing royalties from papers that printed the strip. Groening presented Brooks with an overweight, balding father, a mother with a blue beehive hairdo, and three obnoxious spiky haired children. Groening intended for them to represent the typic .....

.... and wrong, time and place which he gained from his uncanny ability to see the world around him. Whatever the event, natural, supernatural or man made, often became a topic for serious discussion with friends while playing billiards and material for one of his stories (Time Line). Some subjects that were features in Clemens novels were social injustices and social criticism; and his views on government. “The rain…falls upon the just and the unjust alike; a thing which would not happened if I were superintending the rains affairs. No, I would rain softly and sweetly on the just, but if I caught a sample of the unjust outdoors I would drow .....

.... We saw a softer 'new man', with terms rising such as 'SensitiveNewAageGuy'. Woman would now dress in tailored clothes, with often long flowing locks. The nineties contains a further growth in female employment and increasing concern with green issues, with the prediction of a further blurring of traditional sex roles between man and women. 2.0 Cultural Differences: Some Eastern nationalities, where they generally show very little emotion and little facial expression most of the time, apart from when in grief. In our culture, women are generally considered more emotionally expressive. In the East, women are conditioned to make little direct eye contact, gi .....

.... and she can do no wrong. Not only Hester, but the physical scarlet letter, a Puritanical sign of disownment, is shown through the author's tone and diction as a beautiful, gold and colorful piece. Pearl, Hester's child, is portrayed Puritanically, as a child of sin who should be treated as such, ugly, evil, and shamed. The reader more evidently notices that Hawthorne carefully, and sometimes not subtly at all, places Pearl above the rest. She wears colorful clothes, is extremely smart, pretty, and nice. More often than not, she shows her intelligence and free thought, a trait of the Romantics. One of Pearl's favorite activities is playing with flowers and trees .....